Potato Soup

20 Genius Loaded Potato Soup for Cozy Nights

by Ella Martin · 15 July 2026 · 10 Min Read

↓ Jump to Recipe20 min prep · 40 min cook · serves 6
A steaming bowl of loaded potato soup topped with crispy bacon, melted cheddar, soured cream and sliced spring onions
A steaming bowl of loaded potato soup topped with crispy bacon, melted cheddar, soured cream and sliced spring onions

A creamy, bacon-topped loaded potato soup with 20 genius variations — classic, slow-cooker, spicy and budget-friendly — for the coziest nights in. If you love potato soup inspiration, start with our Potato Soup collection, then browse the full Cozy Soups & Chili hub for more.

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Table of Contents
  1. Why You'll Love These
  2. 1. Classic Loaded Potato Soup
  3. 2. Easy Loaded Potato Soup
  4. 3. Hearty Loaded Potato Soup
  5. 4. Cozy Loaded Potato Soup
  6. 5. Creamy Loaded Potato Soup
  7. 6. Simple Loaded Potato Soup
  8. 7. Cheesy Loaded Potato Soup
  9. 8. Comforting Loaded Potato Soup
  10. 9. Budget Loaded Potato Soup
  11. 10. Weeknight Loaded Potato Soup
  12. 11. Rustic Loaded Potato Soup
  13. 12. Loaded Loaded Potato Soup
  14. 13. Family Loaded Potato Soup
  15. 14. Best-Ever Loaded Potato Soup
  16. 15. One-Pot Loaded Potato Soup
  17. 16. Slow-Cooker Loaded Potato Soup
  18. 17. Instant Pot Loaded Potato Soup
  19. 18. Vegetarian Loaded Potato Soup
  20. 19. Spicy Loaded Potato Soup
  21. 20. Leftover Mashed Potato Loaded Soup
  22. Pro Tips
  23. Serving Suggestions
  24. Storage and Reheating

Why You'll Love These

Overhead shot of a pot of creamy loaded potato soup being ladled into a bowl

A really good loaded potato soup does two things at once: it's silky and rich from cream and cheese, but still hearty enough to be dinner rather than a starter. This round-up gathers 20 versions of it — the classic bacon-and-cheddar base plus slow-cooker, Instant Pot, budget, spicy and leftover-mashed-potato spins — so there's one for every night of the week. Every recipe uses metric-first measurements and real cook times, tested against several of the best-rated versions online. Whichever you pick, expect crisp bacon, melted cheddar and a spoon that basically stands up in the bowl.

1. Classic Loaded Potato Soup

Bowl of classic loaded potato soup topped with bacon, cheddar and soured cream

This is the base recipe every other version on this list builds from: diced russet potatoes simmered in chicken stock, thickened with a quick butter-and-flour roux, then finished with whole milk, double cream and a generous handful of mature cheddar. Crisp bacon, extra cheese, soured cream and spring onions go on top rather than into the pot, so every spoonful still has crunch and cold-cream contrast against the hot soup. Stick to russet or Maris Piper potatoes here — their starch is what gives the soup its body without needing much flour.

2. Easy Loaded Potato Soup

Quick one-pot loaded potato soup simmering on the stove

Skip the separate roux and you can have this on the table in well under 30 minutes. Simmer 900 g (2 lb) diced potatoes with a diced onion straight in 950 ml (4 cups) stock until tender, then stir in 240 ml (1 cup) double cream and 115 g (4 oz) grated cheddar off the heat — the starch released by the potatoes thickens it naturally. It's a shortcut worth knowing for nights when a roux feels like one step too many.

3. Hearty Loaded Potato Soup

Deep bowl of hearty loaded potato soup with bacon, ham and sweetcorn

Bulk this one out for bigger appetites by doubling the bacon to 450 g (1 lb) and stirring in 200 g (7 oz) diced cooked ham alongside it. The extra meat turns the soup from a starter into a full meal, so serve it in deep bowls with crusty bread rather than as a side. A handful of frozen sweetcorn added in the last 5 minutes of simmering adds sweetness and colour without much extra work.

4. Cozy Loaded Potato Soup

Steaming mug of cozy loaded potato soup on a wooden table with a blanket nearby

Lean into warmth here: swap half the milk for extra double cream, and stir a pinch of freshly grated nutmeg and a bay leaf into the stock while the potatoes simmer, fishing the bay leaf out before serving. The result is noticeably richer and silkier than the classic version, closer to a chowder than a broth-forward soup. This is the one to make when you actually want leftovers reheated slowly the next evening.

5. Creamy Loaded Potato Soup

Close-up of ultra-creamy loaded potato soup swirled with cream

For the silkiest texture, blend a third of the soup with a stick blender before stirring the smooth base back into the chunky remainder — you get body and creaminess without losing all the potato pieces. Use 120 ml (1/2 cup) double cream rather than milk for this version, and add it right at the end over low heat so it never comes close to boiling. Curdled cream is the main way this version goes wrong, so keep the heat gentle once dairy is in the pot.

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6. Simple Loaded Potato Soup

Simple bowl of loaded potato soup with minimal toppings

This pared-back take uses just eight ingredients: potatoes, onion, stock, milk, butter, flour, cheddar and bacon. There's no garlic, no herbs, no extra vegetables — just the essentials cooked well, which makes it a good one to memorise rather than look up each time. It's proof that loaded potato soup doesn't need a long ingredient list to taste properly comforting.

7. Cheesy Loaded Potato Soup

Extra cheesy loaded potato soup with a bubbling melted cheese topping

Double up on the cheese here: use 170 g (6 oz) sharp cheddar stirred into the pot plus a further handful melted on top under the grill for 2-3 minutes until bubbling and lightly browned. A few tablespoons of pepper jack mixed in with the cheddar adds a mild kick without overpowering the potato. Add cheese gradually over low heat, stirring between handfuls, so it melts smoothly instead of turning stringy or grainy.

8. Comforting Loaded Potato Soup

Comforting bowl of herby loaded potato soup with a sprig of thyme on top

Build extra savouriness into the stock itself: sauté the onion and garlic in the bacon fat with a sprig of fresh thyme and a bay leaf before adding the stock, and leave both in while the potatoes simmer. Removing them just before you add the dairy leaves a deeply flavoured, herby base under all that cheese and cream. It's a small step that makes the soup taste like it's been on the stove far longer than the 40 minutes it actually takes.

9. Budget Loaded Potato Soup

Budget-friendly loaded potato soup made with pantry staples

Stretch this one further for less money: use standard white potatoes instead of russets, swap the bacon for 150 g (5 oz) diced ham off-cuts or a chopped smoked sausage, and use whole milk in place of double cream throughout. It costs noticeably less to make while still tasting properly loaded once the cheese and any leftover bacon bits go on top. Frozen diced onion works fine here too if that's what's in the freezer.

10. Weeknight Loaded Potato Soup

Fast weeknight loaded potato soup made with frozen diced potatoes

Use a bag of frozen diced hash browns instead of peeling and chopping fresh potatoes, and this drops to about 25 minutes start to finish. Tip 900 g (2 lb) frozen diced potatoes straight into simmering stock — no need to thaw first — and they'll be tender in about 12-15 minutes. Pre-cooked microwave bacon bits are a fair trade-off here too if you're truly short on time.

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11. Rustic Loaded Potato Soup

Rustic chunky loaded potato soup with skin-on potatoes in a cast iron pot

Leave the skins on the potatoes for this version — just scrub them well and cut into rougher, slightly larger 2 cm chunks. Mash only a small portion at the end rather than blending anything, so the finished soup stays deliberately chunky and textured rather than smooth. It suits a heartier grated Gruyère in place of cheddar, which holds its shape a little more when stirred through.

12. Loaded Loaded Potato Soup

Loaded potato soup topping bar with bacon, cheese, chives and soured cream

This is the version for when 'loaded' should mean maximum toppings, not just extra bacon in the pot. Set up a proper topping bar with crispy bacon, grated cheddar, soured cream, sliced spring onions, chives and even crushed tortilla chips for crunch, and let everyone build their own bowl. It turns a weeknight soup into something that feels like an event, which makes it a good one for feeding a crowd.

13. Family Loaded Potato Soup

Family-sized pot of mild loaded potato soup served in kids' bowls

Keep this version mild for younger eaters: use a mild cheddar instead of sharp or mature, skip any pepper beyond a light seasoning, and dice the potatoes small so they cook down soft rather than staying chunky. Doubling the recipe to 1.8 kg (4 lb) potatoes fits comfortably in a large stockpot and gives you enough for a family of six with leftovers for lunch the next day. Let kids choose their own toppings at the table — it gets picky eaters to actually eat the vegetables.

14. Best-Ever Loaded Potato Soup

Best-ever loaded potato soup with a golden, bubbling broiled cheese top

This combines the two best tricks from every source we tested: roast a third of the potatoes at 220°C (425°F) for 35-40 minutes until browned before adding them to the pot, then simmer the rest fresh as usual. The roasted potatoes bring a deeper, slightly caramelised flavour that plain-boiled potatoes can't match on their own. Finish under the grill with extra cheddar for 2 minutes until the top is bubbling and just catching colour before serving.

15. One-Pot Loaded Potato Soup

One-pot loaded potato soup simmering in a Dutch oven

Everything happens in a single Dutch oven here, including crisping the bacon first so its fat becomes the base for the roux — no second pan, no extra washing up. Cook the bacon, remove it, build the soup in the same fat, and stir the bacon back in only at the very end so it stays crisp rather than going soft in the simmering liquid. It's the most practical version for a weeknight when the last thing you want is a sink full of pans.

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16. Slow-Cooker Loaded Potato Soup

Slow cooker filled with loaded potato soup ready to be finished with cream and cheese

Add diced potatoes, onion, garlic and 950 ml (4 cups) stock to the slow cooker and cook on low for 6-7 hours or high for 3-4 hours, until the potatoes are completely tender. Stir in the milk, cream and cheese only in the last 30 minutes so the dairy doesn't separate over the long cook, then mash a portion of the potatoes right in the slow cooker to thicken it before serving. Bacon still goes on as a topping, not in the pot, so it stays crisp.

17. Instant Pot Loaded Potato Soup

Instant Pot loaded potato soup being stirred with cheese melting in

Pressure cook diced potatoes, onion, garlic and 720 ml (3 cups) stock on high pressure for 8 minutes, then quick-release the steam. Stir in the milk and cream using the sauté function on low, mash a portion of the potatoes against the side of the pot, then fold in the cheese in handfuls until melted. This version is ready in under 30 minutes total, including the time it takes the pot to come to pressure.

18. Vegetarian Loaded Potato Soup

Vegetarian loaded potato soup topped with crispy fried shallots

Swap the chicken stock for 950 ml (4 cups) vegetable stock and leave the bacon out of the pot entirely — a teaspoon of smoked paprika stirred in with the onion gets some of that smoky depth back. Top with crispy fried shallots or a shop-bought vegetarian bacon alternative instead of the real thing for crunch and colour. The cheese and soured cream stay exactly the same, so it still tastes properly loaded despite losing the meat.

19. Spicy Loaded Potato Soup

Spicy loaded potato soup topped with sliced jalapeños and pepper jack cheese

Add one finely diced jalapeño (seeds removed for less heat, left in for more) along with the onion, and swap half the cheddar for pepper jack so the heat runs through the whole pot rather than just sitting on top. A dash of hot sauce stirred in at the end lets you adjust the heat per bowl without changing the base recipe. Sliced fresh jalapeño and extra pepper jack make good final toppings alongside the usual bacon and soured cream.

20. Leftover Mashed Potato Loaded Soup

Loaded potato soup made from leftover mashed potatoes, topped with bacon and chives

This is the one to make the day after a roast dinner: whisk 600 g (about 3 cups) leftover mashed potatoes into 700 ml (3 cups) warm stock until smooth, which thickens the soup almost instantly with no roux needed. Add milk or cream a splash at a time until it reaches the consistency you want, since mashed potato varies a lot in starch and butter content. Stir in cheese and top as usual — nobody will guess it started as leftovers.

Pro Tips

Hands mashing potatoes in a pot of soup with a potato masher

Don't skip mashing a portion of the potatoes against the side of the pot — it's the easiest way to thicken loaded potato soup without extra flour, and it's how most of the best versions get their body. Keep the heat low once milk, cream or soured cream go in; a hard boil is the most common reason dairy-based soups split or turn grainy. Add cheese gradually in small handfuls off the heat, stirring until each addition melts before adding more, for a smooth result instead of a stringy one.

Serving Suggestions

Loaded potato soup served with crusty bread and a side salad

Serve loaded potato soup in deep bowls with warm crusty bread or garlic bread for scooping up the last spoonfuls. A simple green salad with a sharp vinaigrette cuts through the richness nicely if you're serving it as a main course rather than a starter. For a party, ladle it into small mugs or teacups as a starter course, topped with just a pinch of bacon and chives so it's easy to eat standing up.

Storage and Reheating

Container of leftover loaded potato soup being stored in the fridge

Cool the soup completely before transferring to an airtight container and refrigerating for up to 4 days. Reheat gently on the stove over medium-low heat, stirring often and adding a splash of milk or stock to loosen it back to the right consistency, since potato soup thickens considerably once chilled. Freezing isn't ideal once the dairy is in, as it can turn grainy on thawing — if you want to freeze ahead, stop before adding the milk, cream and cheese, then stir those in fresh after reheating from frozen.

The Recipe

The Master Recipe

Prep Time

20 min

Cook Time

40 min

Total Time

1 hr

Servings

6

Difficulty

Intermediate

Ingredients 6 Person(s)

Directions

Step 1: Simmer the potatoes

loaded potato soup recipe step 1

In a large pot, combine the 900 g (2 lb) diced potatoes with 950 ml (4 cups) chicken stock and 1 tsp salt. Bring to the boil, then reduce to a gentle simmer and cook uncovered for 15-18 minutes, until the potatoes are fork-tender.

Step 2: Crisp the bacon

loaded potato soup recipe step 2

While the potatoes simmer, cook the 340 g (12 oz) chopped bacon in a separate pan over medium heat for 8-10 minutes, stirring occasionally, until deeply golden and crisp. Transfer to a paper-towel-lined plate and reserve 2 tbsp of the fat in the pan.

Step 3: Build the roux base

loaded potato soup recipe step 3

In the reserved bacon fat, melt the 45 g (3 tbsp) butter over medium heat. Add the diced onion and cook for 4-5 minutes until softened and translucent, stir in the garlic for 1 minute until fragrant, then whisk in the 30 g (1/4 cup) flour and cook for 1-2 minutes until it forms a smooth, pale golden paste.

Step 4: Combine and thicken

loaded potato soup recipe step 4

Ladle about 240 ml (1 cup) of the hot stock from the potato pot into the roux, whisking constantly until smooth, then pour the whole mixture back into the potato pot. Simmer for 4-5 minutes, stirring often, until slightly thickened.

Step 5: Stir in the dairy

loaded potato soup recipe step 5

Reduce the heat to low and stir in the 480 ml (2 cups) whole milk and 120 ml (1/2 cup) double cream. Mash about a third of the potatoes against the side of the pot with a fork or potato masher to thicken the soup naturally, keeping the rest chunky, then warm through gently for 3-4 minutes without letting it boil.

Step 6: Melt in the cheese

loaded potato soup recipe step 6

Remove the pot from the heat and stir in the 115 g (4 oz) grated cheddar in small handfuls, letting each melt fully before adding more. Stir in the 60 g (1/4 cup) soured cream until smooth, then season to taste with the black pepper and extra salt if needed.

Step 7: Load it up and serve

loaded potato soup recipe step 7

Ladle the soup into bowls immediately while hot. Top generously with the crispy bacon, extra grated cheddar, sliced spring onions and a dollop of soured cream, and serve straight away with crusty bread.

Frequently Asked Questions

Yes — make it up to the point just before adding the milk, cream and cheese, then refrigerate the potato-and-stock base for up to 2 days. Reheat it gently on the stove until steaming, then stir in the dairy fresh so it stays smooth rather than sitting in the fridge already thickened. This also means the bacon can be cooked and stored separately, so it re-crisps in a dry pan for 2-3 minutes right before serving instead of going soft.

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Ella Martin

Written by

Ella Martin

Ella Martin is a home recipe writer who loves simple party food, creative cakes, comfort dishes, and desserts that look beautiful in photos without being complicated at home.

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